How SeCura Works with Non-Profits
SeCura Partners, LLC Planned Giving Group exists to serve 501(c)(3) organizations and their giving partners with intellectual capital that maximizes the efficiency and the impact of every dollar, helping our clients achieve results that surpass their expectations.
“Changing Lives – One Family, One Organization, One Community at a Time”
SeCura Partners, LLC can address the critical needs of both non-profit organizations and families that want to use their resources to impact their communities.
Non-profit organizations need to plan for their future. To plan for their future they need to know that they will have the resources to meet the budgets of their growing organizations. The challenge with planning for the future is that most non-profits are struggling to raise the budget for the current year’s operations. With the focus on the upfront and urgent needs of the organization, long-term planning, while critical, takes second place to keeping the operations funded for the current year.
SeCura Partners, LLC assists non-profit organizations in raising a foundation for their future needs with a “plug-and-play” planned giving model that requires little more than ten hours of planning and a few strategic meetings with their donor base. This planned giving model not only provides 501(c)(3) organizations the highest probability of raising a successful foundation, it addresses a few of the critical challenges facing affluent families:
- Minimizing the amount of their estate that goes to the federal government
- Maximizing the amount of their estate that passes through to their heirs
- Maximizing the impact their resources can have on their communities
- Minimizing their current tax liabilities
While affluent families can have a positive impact on non-profit organization, the largest segment of donors for many non-profit organizations is often the non-affluent. Estate and gift taxes are not an issue for the non-affluent, but there are income tax planning opportunities with retirement plan assets that can provide economic benefits to retirees, their heirs and their favorite ministry. Effective planned giving strategies can provide opportunities for families to benefit both their heirs and ministries after death in much the same way as a charitable remainder trust. In most instances families that never contemplated a philanthropic gift can have a meaningful impact on their favorite ministry.
SeCura is uniquely positioned to create a win-win scenario for families with a heart to give and the ministries they desire to support. By leveraging our intellectual capital in the tax and estate planning areas, we can help philanthropic oriented families that never thought they would have the means to give a meaningful gift to their favorite ministry.
Planned Giving – Why Now?
For the last four years, estate planning has not been a concern for affluent families because the tax laws put in place by President Bush in 2000 virtually eliminated the estate tax by 2010. This all changed as of January 1st, 2011. Affluent families will now pay 35% on the balance of the estate over $5MM in assets. With the changes in the tax law, affluent families have a new challenge: to minimize what percentage of their estate that goes to the federal government while maximizing the percentage of the estate that goes to their heirs and the charities that are near and dear to their heart.